GAIN Credit LLC (trading as Afforda)("we", "us", "our") provides access to its website at afforda.co.uk ("Website") to users ("you", "your") for their personal use.
Please read the following terms of use ("Terms of Use") carefully before using this Website. These terms govern your use of the website – afforda.co.uk.
All users of this Website (whether or not you choose to apply for, or use our services) agree that access to and use of this Website, and all communication between us and you, are subject to these Terms of Use.
If you access or use our website, or any of the internal or external links to or from our website, you agree to the terms listed on this page.
If you do not agree with these Terms of Use, you should not access or use this website.
We will try to ensure that the Website is available at all times.
However, we reserve the right to withdraw or amend the service we provide without notice for any reason.
We may need to suspend the service to carry out maintenance, or there may be occasions where access to the website is interrupted by circumstances outside of our control.
We are not liable if, for any reason, our Website is unavailable at any time for a period.
You need to sign up for an account to access certain features of our website or by downloading our application in mobile.
Your account details, including login credentials, are confidential. Keep them safe and never share them with anyone. You are responsible for all activities on your account. We will not be liable for any issues arising from shared account information. If you suspect unauthorized access, contact us immediately. We have security measures to protect your account but requires your cooperation as well to maintain the confidentiality of your account to prevent any potential misuse or unauthorized access.
To use our website, our services or products, you must be over 18 years of age and a UK resident.
Information contained on this website is not intended for and is not available to customers who are under 18 or who are outside of the UK.
You are prohibited from using our website to post or transmit material that is:
While we are under no obligation to monitor the information which you upload, post or otherwise transmit using this Website, We may, at our sole discretion, remove any material that is transmitted using this Website.
We reserve the right to delete any material which breaches these Terms of Use or which we deem inappropriate for any reason.
When you access or use our Website, you must not upload or send material that is technically harmful, including (without limitation):
You agree not to misuse the Website (including, without limitation, by hacking).
We have no control over other websites that we link to.
We are not responsible for the content, accuracy, security or reliability of any websites or pages linked to this Website.
If you visit any third-party websites from this Website via links, you are doing so at your own risk.
We are not responsible or liable for any damages that may result from or in connection with such links or websites.
You are not entitled (nor will you assist others) to set up links from your own websites to this Website (whether by hypertext linking, deep-linking, framing, toggling or otherwise) without our prior written consent, which we may grant or withhold at our absolute discretion.
Unless otherwise stated the intellectual property rights in this Website and copyright in all the material published on the Website are owned by us or our licensors.
All rights not expressly granted by these Terms of Use are reserved.
You may not copy material from this Website for commercial use but you may copy material in limited quantities for your personal non-commercial use.
We reserve the right to terminate, at any time, your permission to make personal copies of material from this Website.
Nothing on this Website should be construed as granting any licence or right to use any trademarks displayed on this Website.
Your use of such trademarks is strictly prohibited.
Payments for any products/services availed through the site will be made on the relevant third-party site.
Your use of this Website and material from this Website is at your own risk.
We will try to ensure that the information on the Website is accurate and up to date but we make no warranties or representations as to the accuracy or completeness of the content on the Website.
Commentary and other materials posted on our Website are not intended to amount to advice and should not be relied on.
We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by you or anyone that may be informed of its contents.
This Website and the material provided on it are provided "as is" without any conditions, warranties or other terms of any kind.
To the extent permitted by law, we, other members of our group of companies and third parties connected to us provide you with access to this Website on the basis that we exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
You are liable to us for any loss or damage (including reasonable legal fees) that we may suffer as a result of your breach of these Terms of Use and/or your conduct on the Site and/or your breach of these Terms of Use.
We, other members of our group of companies and third parties connected to us exclude all liability and responsibility for any direct, indirect, consequential, loss or damage incurred by you or any other user arising out of access to, use of, or inability to use of; any liability for:
This does not affect our liability for death or personal injury arising from our negligence (as such term is defined under the Unfair Contract Terms Act 1977), nor our liability for fraud or fraudulent misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
We reserve the right to revise these Terms of Use at any time by amending this page.
You are bound by any changes, deletions or additions we have made and you should check this page from time to time to take notice of any such amendments.
Your continued use of the Website, following any such amendments to the Terms of Use, will mean you accept these changes.
If any provision of these Terms of Use is held by any court to be invalid or unenforceable, that provision shall be deemed severed from the remaining provisions, which shall remain valid and enforceable of the remaining provisions.
No failure or delay by us in exercising any right under these Terms and Conditions will operate as a waiver of that right nor will any single or partial exercise by us of any right preclude any further exercise of any right.
These Terms of Use are governed by English law and the English Courts will have exclusive jurisdiction in respect of all disputes arising in connection with these Terms of Use.
If you have any questions about these Terms of Use or your use of the information as described above, please contact us.
Afforda is a trading name of GAIN Credit LLC which is a limited liability company registered in State of Delaware, USA under number 4124111 at the registered address: 251 Little Falls Drive, Wilmington, DE 19808, USA.
GAIN Credit LLC is Authorised and Regulated by the Financial Conduct Authority. Our FCA Registration number is 689378.
We are licensed by the Information Commissioner's Office (Registration Number: Z2752028).
GAIN Credit LLC trading as Afforda acts as a credit broker and not a lender, offering credit products provided by a panel of finance providers.