Loan guides

Having a bad credit score doesn’t prevent you from applying for a loan. Each year, millions of people in the UK apply for loans designed for people with an adverse credit history. If you need financial help but feel that your credit score is holding ...

The bridging finance market was valued at more than £800m in 2023. Bridging loans can be used by individuals and businesses. In this article we explore what bridging finance is, how it can be used and common considerations.

Vehicle ownership through car finance is a popular way to get a new vehicle, and in 2023 2.1 million were bought this way, according to the Finance and Leasing Association (FLA). In this article we explore different car finance options and things to ...

Having multiple debt repayments can be a challenge to manage. Having multiple loan or credit card obligations each month can not only be stressful, it may also be a more expensive way of borrowing. In this article we take a look at debt repayment loa...

A logbook loan, also known as a V5 loan, is a quick cash loan against your car. Vehicle-secured loans temporarily transfer ownership of your car to the lender until you repay the loan. You can still use your car provided you keep up with repayments, ...

A peer-to-peer (P2P) loan is a way of borrowing money directly from a business, individual or syndicate of lenders, cutting out the bank or building society. P2P loans were briefly available to individuals, but regulation made them less attractive to...

A personal loan lets you borrow a lump sum of cash that you then repay, with interest, over a fixed number of instalments. The time you take to repay the loan is called the term. Interest, and sometimes fees, are added to the amount borrowed and incl...

There are several types of secured lending in the UK today.Before you consider taking out any type secured loan, you should make sure you are aware of any risks that might be involved. In this article we explore the various options and the key things...

If you want to borrow money through a loan, it’s important to understand the difference between secured and unsecured loans.

Sometimes you need money for a short period of time. It could be that you need a new washing machine or paying for car repairs or just getting through a high-spending month. If you have a financial emergency, it may be worth considering a shorter-ter...