Find a loan or credit option
Why choose Afforda?
Explore 15+ lenders without impacting your credit score
Borrow between £100 and £5,000
No fees or hidden costs to apply
About loans with Afforda
- GAIN Credit LLC, trading as Afforda is a credit broker, not a lender. We connect you with credit options from various finance providers.
- We compare products from over 15 lenders to see if it's possible to get you an offer.
How does it work?
Complete our simple application
Spend just a few minutes filling out our short and secure form.
We do the leg work
We'll search our panel of lenders for a credit product that suits your needs.
Get your cash
If you're accepted, make sure you review the offer from the lender. Once the documents are signed, the funds could be in your bank account within 90 seconds. However, actual payout times depend on the lender.
Your questions answered
Can you find me a credit product?
- Afforda works with over 15 lenders to try to find you the money you need.
- We work with payday loan lenders, short-term loan companies, credit lines firms and others to try to get you the credit you need.
- Not all individuals will be approved for credit. An offer of credit is subject to status and meeting the lender's criteria.
- If you are offered a rate, this will depend on your unique situation.
- You may be able to borrow between £100 and £5,000, with repayment terms from over 61 days to 60 months.
Fees and commissions
- Afforda does not charge you for using our service – we receive a commission from lenders or companies we introduce you to.
- The amount we receive depends on the product and amount borrowed.
- Any commission we receive does not affect the price you pay.
How does the loan process work?
1. Complete our simple application
Spend just a few minutes filling out our short and secure form.
2. We do the leg work
We'll search our panel of lenders for a credit product that suits your needs.
3. Get your cash
If you're accepted, make sure you review the offer from the lender. Once the documents are signed, the funds could be in your bank account within 90 seconds. However, actual payout times depend on the lender.
Through Afforda, you could get access to:
- Short term loans
- Payday loans
- Emergency loans
- Credit line firms
- Cash Advance options
What should I consider before applying?
- Any form of borrowing should be considered carefully. It's important that you only borrow what you need.
- Our partners offer credit products that can be a helpful solution for covering unexpected expenses or temporary financial gaps. However, it's important to use these products responsibly.
- Before you apply for a credit product, carefully consider your ability to make the repayments.
- You must read and understand the terms and conditions of the product.
Other services
- If we are unable to find you a loan or line of credit, we may transfer you directly to alternative firms and services such as credit builder tools.
- These tools may incur a monthly fee if you choose to use them.