Claiming benefits as an apprentice in the UK
June 14, 2024
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7 minutes
You can claim some benefits if you’re an apprentice. But the amount you can claim will depend on your circumstances and how much you earn.
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UK basic state pension: A complete guide
June 19, 2024
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8 minutes
Getting to grips with how the basic State Pension works is essential to making sure you don’t miss out on valuable income in retirement.
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Learn about the benefit cap
June 19, 2024
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6 minutes
If you’re getting benefits, there may be a cap on the income you can receive. The benefit cap – also known as the welfare cap – was introduced in 2013. It was part of reforms to increase incentives for people to get into work, and reduce government s...
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Understanding Benefits Overpayment in the UK
July 8, 2024
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7 minutes
A benefits overpayment is when you get more in benefits payments than you are entitled to. You will often have to repay it. Overpayments happen for a number of reasons. Our guide explains everything you need to know – how to prevent them and how to d...
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Understanding Budgeting Loan or Advance: A Guide
July 31, 2024
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8 minutes
If you receive benefits and need help paying for essential or unexpected costs, you might be eligible for a Budgeting Loan or Budgeting Advance. This is an extra amount of money from the government that is gradually repaid.
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Can you claim benefits if you are a care leaver?
August 1, 2024
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11 minutes
Understanding the UK benefits system as a care leaver isn’t easy. But there should be lots of social care support to help you. Here we explain what might be available and how to claim it.
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UK Carer’s Allowance Guide: Eligibility & Application
July 2, 2024
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10 minutes
Carer’s Allowance is worth £4,258 a year. That’s £81.90 a week. It’s a benefit lots of unpaid carers may claim. You may be eligible if you are caring for a friend or relative or if you are working in social care. In Scotland, Carer’s Allowance is cha...
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Understanding Carer’s Credits: A Guide
July 8, 2024
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6 minutes
Caring responsibilities often mean carers work less. So Carer’s Credits protect vital state benefits. Carer’s Credit isn’t a payment. The clue is in the name – it’s a credit to ensure your State Pension isn’t affected. Carer’s Credits pay a Class Thr...
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Guide to UK Child Benefit: eligibility & application
June 26, 2024
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9 minutes
Child Benefit is available to parents and carers with children under the age of 16, or older if in training or education. The Child Benefit eligibility rules state that if you (or your partner) earn more than £60,000 a year you’ll have to pay some of...
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Guide To Child Tax Credit
July 17, 2024
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7 minutes
Child Tax Credit is one of the six benefits being replaced by Universal Credit, so only some people can still claim it. This guide explains all you need to know about how Child Tax Credit works.
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Cold Weather Payments: A comprehensive guide
June 26, 2024
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7 minutes
Extra help is available if you struggle to heat your home during winter. Cold Weather Payments are cash sums paid during periods of freezing weather. You’ll need to be on certain benefits to get them. Find out which ones here.
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Guide to Council Tax discounts in the UK
July 2, 2024
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10 minutes
If you are on a low income or live on your own, you may get help to pay for your Council Tax bill. You will need to apply Council Tax reduction (CTR), also known as Council Tax Support (CTS); you might even get a full Council Tax exemption. Find out ...
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Disability Living Allowance for adults
July 8, 2024
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6 minutes
Disability Living Allowance (DLA) is a benefit for those who have extra care or mobility needs due to a disability. Here, we explain how it works and who qualifies.
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Guide to Disability Living Allowance for Children
June 26, 2024
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8 minutes
You might be able to get Disability Living Allowance for your child if they have care or mobility needs. The payment you receive could help with the extra costs of looking after your child.
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Discretionary Housing Payments: Guide & tips
June 26, 2024
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7 minutes
If you need help with housing costs and you are on Housing Benefit or Universal Credit you may be eligible for a local authority Discretionary Housing Payment (DHP). Here is what they are, what you can use them for and how to apply for one.
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Guide to Employment and Support Allowance
June 26, 2024
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7 minutes
There are 16 million disabled people in the UK. If you struggle to work due to an illness or disability, you might be eligible for Employment and Support Allowance (ESA).Here, we explain who qualifies for ESA, how to apply for this benefit and how mu...
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UK Energy Schemes: Save on Your Bills
August 1, 2024
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10 minutes
There are several energy schemes in the UK designed to help households lower their energy bills. We run through the schemes and explain who is eligible and how to apply.
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Guide to EU Settled Status Scheme in the UK
July 8, 2024
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10 minutes
Brexit ended free movement into the UK for Europeans. But you may be able to apply for the European Union (EU) Settled Status Scheme. This allows you to live in the UK. The deadline has passed, but certain people can still apply. We explain how it wo...
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Benefits guide for full-time UK students
June 19, 2024
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9 minutes
You may wonder if students are entitled to claim benefits. The good news is that in certain case, you can claim some benefits and financial support. This could give you some much-needed cash and ease the burden of your studies. We explain who is elig...
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UK Funeral Payments Guide: Eligibility & Application
June 19, 2024
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9 minutes
You may be entitled to government funeral support if you receive certain benefits. This can pay towards the funeral director’s fees, flowers and the coffin.
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Guide to getting into work benefits in the UK
July 18, 2024
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7 minutes
If you’re unemployed, on a low income or working less than 16 hours a week, getting into work benefits could help you find a job and boost your income.
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Hardship Payments in the UK
July 8, 2024
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8 minutes
Hardship Payments are for anyone who has been sanctioned and had their benefits cut. It is available if you can show you or your family will experience hardship without the money.
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UK Guide: Assistance with childcare costs
July 31, 2024
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9 minutes
Childcare costs are expensive, but help is available, from government childcare schemes to Universal Credit. Working parents, and those on a low income, can apply for free childcare hours and tax breaks to lower the cost of childcare.
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How to get help with health costs in the UK
July 8, 2024
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9 minutes
If you are on a low income or receiving benefits you may be eligible for help with health costs. This can include free prescriptions or dental care or reduced cost travel to health-related appointments.
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Ultimate Guide to Housing Benefit in the UK
July 8, 2024
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7 minutes
You might be able to apply for Housing Benefit if you rent and have a low income or you receive benefits. Local councils pay Housing Benefit. Find out if you can apply.
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UK Income Support: eligibility and how to apply
August 1, 2024
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8 minutes
Income Support is a payment made to people on low income. It is being replaced by Universal Credit. Find out how the change affects you and what you can claim.
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Ultimate guide to Jobseeker's Allowance in the UK
July 18, 2024
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8 minutes
Jobseeker’s Allowance (JSA) can help cover living expenses while you are looking for work. JSA is changing. We explain how.
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Guide to UK Maternity Allowance 2024
July 18, 2024
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8 minutes
If you are pregnant and not able to claim Statutory Maternity Pay (SMP) you may be able to claim Maternity Allowance (MA). Find out how MA works and if you are eligible.
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Understanding UK National Insurance contributions
July 8, 2024
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10 minutes
Employers and employees pay National Insurance contributions. They are important as they entitle you to certain benefits and the State Pension. Find out about NI and how to make sure you have paid enough.
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Guide to the new State Pension: eligibility and claims
July 18, 2024
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9 minutes
The new State Pension applies to everyone who reaches retirement age after 6 April 2016. But you must have paid enough National Insurance to qualify for the full amount. We explain how it works and how to claim it.
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Claiming Benefits as a Part-Time Student in the UK
July 31, 2024
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10 minutes
It is possible for some part-time students to claim benefits or to retain benefits already being claimed. We explain which benefits are available and how to apply.
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Ultimate Guide to Pension Credit in the UK
July 18, 2024
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8 minutes
If you’re over State Pension age and on a low income, you might be eligible for Pension Credit. This weekly benefit is designed to help with living costs and is separate from your State Pension.
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Ultimate Guide to Personal Independence Payment
July 18, 2024
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7 minutes
If you have extra care or mobility needs due to a disability, you might be entitled to Personal Independence Payment (PIP). This benefit is replacing Disability Living Allowance for adults. Scotland has a different system.
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Guide to UK Benefits for the self-employed
August 1, 2024
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11 minutes
Self-employed workers on a low income can claim benefits in the same way that employed people can. Your benefits payments might change depending on how many hours you work and how much you earn. Working this out can be a bit tricky. This guide explai...
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Guide to Statutory Maternity Pay in the UK
August 1, 2024
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8 minutes
If you’re expecting a baby, it’s important to understand how much Statutory Maternity Pay and Leave you can get. Doing so will help you to plan ahead and budget accordingly.
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UK Statutory Paternity Pay Guide
July 8, 2024
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7 minutes
If your partner is having a baby, or you’re adopting or having a baby by surrogate, it’s important to understand your paternity leave entitlement and how to claim Statutory Paternity Pay.
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Understanding Sick Pay in the UK: A Complete Guide
August 1, 2024
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11 minutes
If you’re ill and can’t work, you will usually be entitled to sick pay from your employer. Some firms just pay the legal minimum sick pay – called Statutory Sick Pay or SSP – while others will pay more. Read this guide to find out what you might be a...
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Understanding Support for Mortgage Interest (SMI)
August 1, 2024
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8 minutes
If you are a homeowner claiming benefits, you may be able to get government help with your mortgage. This help is a loan called Support for Mortgage Interest (SMI).
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Ultimate Guide to Universal Credit in the UK
August 1, 2024
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12 minutes
Universal Credit is a UK state benefit that provides a single monthly payment to help people in or out of work. It replaces a number of ‘legacy benefits’. Read all about how to apply and claim Universal Credit in this guide.
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Guide to UK Water Schemes: Save on Your Bills
August 1, 2024
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12 minutes
If you’re struggling to pay water bills, you might be able to get help from schemes and grants that help towards the cost of water in the UK.
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Winter Fuel Payment Guide 2024
August 1, 2024
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7 minutes
If you’re a pensioner, you might qualify for a Winter Fuel Payment to help with your heating bills during the winter months. This guide looks at how it works, how much you could get and who’s eligible.
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UK Working hours and employee benefits guide
July 18, 2024
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10 minutes
Whatever job you do, you have statutory employment rights that your employer must legally follow. This could be paying you sick leave, following UK overtime rules or paying maternity pay. If your company is not allowing you your working rights, you c...
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Ultimate Guide to Working Tax Credit in the UK
July 18, 2024
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9 minutes
Working Tax Credit is paid by the UK government to some people on low incomes. Read this guide to find out how Working Tax Credit works, whether you are eligible, and how to apply.
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